Buy vs Rent Simulator

Illustrative scenario comparison, not financial advice. Review the assumptions and limitations with every result.

HOUSING SIMULATOR

Buy or rent? Explore the numbers

Compare two housing paths using your own assumptions.

Home priceDown paymentMortgage rate · % / yearMortgage term · yearsMonthly rentHolding period · years

Growth, fees & investment assumptions

Rent growth · % / yearHome appreciation · % / yearMaintenance · % of home / yearOther owner costs · tax, insurance, etc. / monthBuying costs · % of purchaseSelling costs · % of future saleInvestment return · % / year assumption

No automatic tax deductions or market forecasts. Include relevant owner costs in “Other owner costs”.

Estimate only. Illustrative estimate only, not financial advice. Rates, appreciation and returns are assumptions, not guarantees. Local taxes, insurance and transaction rules vary.